A Loan Modification is the process by which a lender restructures the terms of your current mortgage because of an adjustment in your loan, hardship, bankruptcy or loss of equity. The purpose of this is to help make your loan more affordable. Usually a loan modification is granted in the form of a permanent rate reduction, fixing of the interest rate for a certain amount of time, or many other mortgage solutions.
While foreclosure may seem unavoidable to some, countless people have been able to make their homes more affordable by working with their lenders to modify the terms of their home loans. This can result in decreased monthly mortgage payments, lowered interest rates and/or dismissal of late/delinquency fees. Through loan modifications, people are often able to avoid foreclosure and remain in possession of their homes.
While loan modification is a great option, you should know that obtaining one from your lender can be quite difficult. This is especially true in cases where the lender feels that they or the investors of the note will lose money if the home loan is modified and opt to pursue foreclosure instead.
Instead of relying upon an unqualified loan modification company or doing it yourself, the Law Offices of Janian and Associates strongly encourage you to work with our experienced team of loan modification lawyers. Unlike other loan modification companies and firms, our staff is comprised of practiced attorneys, paralegals, negotiators, financial specialists and credit counselors who truly understand mortgage and real estate law. Our dedicated team will not only help you obtain your loan modification in a timely manner, but will also provide you with valuable resources and dependable advice as we work to save your home.
If you would like to make your home more affordable, now is the time to schedule an initial consultation with Janian and Associates. With our involvement, clients have been able to avoid foreclosure and repay their home loans at an affordable monthly payment. We offer aggressive legal representation, reliable counsel and unparalleled customer service.
Janian and Associates will provide a free consultation and we offer a 100% money back guarantee if we cannot modify your loan. To get qualified, contact one of our experienced legal assistants to discuss your specific situation.
The consultation is absolutely free. If retained, we will negotiate with your lender and help get you up to date on your loan even if you are late on your payments! Contact us today - (877) 369-4529.